What You Need to Know About Funding A Special Needs Trust  with Life Insurance

If you have a special needs family member, then you know that they often need services to help them with therapies, training, adaptive, and vocational skills, as well as daily living activities. In many instances, they live in group homes or have some type of assisted living arrangement. Of course, all of this can be expensive. And when you pass away, you will need to know that they are being properly cared for and with adequate funds. In such cases, a special needs trust (SNT) can be a valuable tool with which to help pay for things not covered by government programs.

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What Is a Death Doula and How Can One Help?

A doula is a nonmedical person who – in referring to the common use of the term – assists women during the birthing process. A death doula, which draws from the original meaning of “doula,” is a nonmedical person who helps a dying person and their family members. Also referred to as end-of-life doulas, death midwives, transition coaches, and soul midwives, death doulas can provide comfort when the end of life is near.

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Legal and Financial Steps to Take a After a Loved One Dies

The death of a loved one is an emotional challenge to deal with. To add to the loss, you may be tasked with the overwhelming responsibility of managing the deceased person’s estate and/or making tough decisions regarding a funeral or more. If the death happened unexpectedly, making legal and financial decisions regarding a loved one’s assets may be confusing. Here are some steps to take after a loved one dies:

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What You Need to Know When Selling Your Home

Selling a home is an exciting process, and it is often the beginning of a major change in life. However, selling a home can also be emotional, legally complex, and downright stressful. When selling a home in Westport, Canton, or surrounding areas, here are a few things to keep in mind during the process:

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What Are Special Needs Trusts?

For parents and guardians who are responsible for providing for a child or grown adult with special needs, worries about providing for the special needs individual once the parent or guardian dies are common. In most cases, caregivers want to leave money to a disabled person to ensure that care continues after the caregiver’s death, but are unsure of how to leave the money for myriad reasons, varying from the disabled person’s inability to manage the money on their own to jeopardizing state and federal disability benefits, like Social Security and Medicaid.

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